Treatment Comparison

Onlay vs Filling:
Which Is Right for You?

Compare onlays and fillings side by side — coverage, strength, longevity, cost and suitability explained clearly with real pricing from Dental Clinic London.

When a tooth has a cavity or an old restoration that needs replacing, the two most common options are a direct composite filling or a custom-made onlay. Both restore the tooth's shape, function and appearance — but they differ significantly in strength, longevity and the situations they are best suited to.

A filling is placed directly into the cavity in a single appointment — it is ideal for small to medium areas of damage. An onlay is fabricated in a dental laboratory and covers one or more of the tooth's cusps, providing far greater structural reinforcement for larger cavities. The right choice depends on the size of the cavity, the amount of healthy tooth remaining and the forces the tooth must withstand. Both are part of our restorative dentistry and general dentistry services.

Not sure which you need? Book a consultation or call us on 020 7183 0527 — your dentist will examine the tooth, take X-rays and explain the most appropriate option before any treatment begins.

At a Glance

Quick Comparison

Onlay vs filling — side by side.

FeatureOnlay · From £995Filling · From £185
CoverageOne or more cusps — extends over the biting surfaceWithin the cavity only — does not cover cusps
ProcedureLab-made (indirect) — 2 appointmentsDirect — completed in 1 appointment
Treatment Time2 visits, 45–60 min each, 1–2 weeks apart1 visit, 30–45 minutes
Structural SupportHigh — reinforces and protects weakened cuspsModerate — fills the cavity without cusp coverage
AestheticsExcellent — porcelain shade-matched to toothVery good — composite shade-matched to tooth
Cost (DCL)From £995From £185 (small) · From £325 (large)
Longevity15–25 yrs (porcelain) · 25–30+ yrs (gold)7–15 years
SuitabilityMedium to large cavities, weakened cuspsSmall to medium cavities

Treatment recommendations depend on individual clinical assessment. All prices confirmed before treatment begins.

Lab-Made Restoration

What Are Onlays?

An onlay is a custom-made restoration that covers one or more of the tooth's cusps — the raised points on the biting surface. It is fabricated in a dental laboratory from porcelain, ceramic or gold using a detailed impression of your tooth, then bonded permanently into place at a second appointment. An inlay is similar but smaller — it fits within the cusps without covering them. Together, inlays and onlays represent the middle ground between a filling and a full dental crown.

At Dental Clinic London, onlays start from £995 regardless of material — porcelain, ceramic or gold. The treatment takes 2 appointments, 1–2 weeks apart, each approximately 45–60 minutes. Onlays are significantly stronger and more durable than direct composite fillings, typically lasting 15–25 years (porcelain) or 25–30 years or more (gold), compared to 7–15 years for a filling.

The key advantage of an onlay is that it reinforces the tooth's weakened cusps while preserving the maximum amount of healthy structure. This makes it stronger than a filling but far more conservative than a crown, which requires reducing the entire outer surface of the tooth. An onlay is also commonly used to protect teeth that have had root canal treatment but still retain enough structure that a full crown is not required.

Onlays Are Suitable When

  • The cavity is too large for a filling to provide adequate strength and durability
  • One or more cusps are weakened, cracked or undermined by decay
  • A large existing filling has failed and the remaining tooth structure needs reinforcement
  • The tooth bears heavy biting forces (premolars and molars)
  • Maximum tooth preservation is important — an onlay is more conservative than a crown
  • A long-lasting restoration is the priority (15–25+ years vs 7–15 years for a filling)

Direct Restoration

What Are Dental Fillings?

A dental filling is a direct restoration placed into a cavity in a single appointment. At Dental Clinic London, we use BPA-free composite resin — a tooth-coloured material that is shade-matched to your natural teeth, making the repair virtually invisible. The dentist applies the composite directly into the prepared cavity, sculpts it to match the tooth's natural shape and hardens it with a curing light.

White fillings start from £185 for a small single-surface filling, £245 for a medium two-surface filling, and £325 for a large multi-surface filling. The procedure takes approximately 30–45 minutes in a single visit. With good oral hygiene and regular check-ups, composite fillings typically last 7–15 years.

The key advantage of a filling is its simplicity and efficiency — treatment is completed in one appointment with minimal tooth preparation. Composite resin bonds directly to the tooth structure, which helps to reinforce it. However, for larger cavities where the cusps are weakened, a filling alone may not provide sufficient strength to protect the tooth long-term — and if a tooth is eventually lost, replacement options such as dental implants are significantly more complex and costly.

Fillings Are Suitable When

  • The cavity is small to medium in size — no cusp involvement
  • The tooth structure around the cavity is healthy and strong
  • A quick, single-appointment repair is preferred
  • The tooth is a front tooth or one that does not bear heavy biting forces
  • Cost is a primary consideration — fillings start from £185
  • The damage is limited to a chip, crack or small area of decay

Understanding the Difference

Key Differences Explained

1

Coverage and Strength

This is the most important distinction. A filling replaces the decayed or damaged portion within the cavity — it fills the space but does not cover or reinforce the cusps. An onlay covers one or more cusps, effectively splinting and reinforcing the weakened parts of the tooth. For large cavities where the cusps are undermined, a filling may leave them vulnerable to fracture, whereas an onlay protects them.

2

Tooth Preparation

For a filling, the dentist removes the decay and applies composite directly into the cavity — this is the least invasive approach. For an onlay, the decay is removed and the tooth shaped with smooth margins to accept the lab-made restoration. Both are more conservative than a dental crown, which requires reducing the entire outer surface of the tooth. The key difference is that an onlay preparation extends over the cusps, whereas a filling preparation stays within them.

3

Longevity

An onlay is fabricated in a dental laboratory from porcelain, ceramic or gold — materials that are significantly harder-wearing than composite resin. Porcelain onlays typically last 15–25 years, gold 25–30 years or more. Composite fillings typically last 7–15 years. For larger restorations on back teeth, the longevity advantage of an onlay is considerable and can make it the more cost-effective option over the long term.

4

Cost

At Dental Clinic London, composite fillings start from £185 (small), £245 (medium) and £325 (large). Onlays start from £995 regardless of material. While the upfront cost is higher, the longevity of an onlay (15–25+ years vs 7–15 years) means fewer replacements over a lifetime. A new patient examination is £30. 0% finance is available on selected treatments, subject to status. View our complete pricing on the fee guide.

5

Suitability Based on Cavity Size and Damage

For small to medium cavities where the cusps are intact and the surrounding tooth is healthy, a composite filling is the most appropriate and cost-effective option. For larger cavities — especially on premolars and molars where one or more cusps are weakened, cracked or undermined — an onlay provides the structural reinforcement needed to protect the tooth long-term. Your dentist will always recommend the most conservative option that is clinically safe.

Weighing Up

Pros and Cons

Onlay · From £995

Advantages

  • Significantly stronger than a direct filling — withstands heavy biting forces on back teeth
  • Lasts 15–25 years (porcelain) or 25–30 years or more (gold) with proper care
  • Precision lab-made fit — tight margins reduce the risk of bacteria and further decay
  • Reinforces and protects weakened cusps that might otherwise fracture
  • More conservative than a crown — preserves more healthy tooth structure
  • Natural-looking porcelain option or exceptionally durable gold option

Limitations

  • Requires 2 appointments, 1–2 weeks apart — cannot be completed in a single visit
  • Higher cost than a direct filling (from £995 vs from £185)
  • Not necessary for small, simple cavities where a filling would be sufficient
  • Temporary restoration needed between appointments

Filling · From £185

Advantages

  • Completed in a single 30–45 minute appointment — no second visit needed
  • More affordable starting point (from £185 for a small filling)
  • Minimally invasive — composite bonds directly to the tooth, preserving structure
  • BPA-free composite resin, shade-matched to your natural tooth colour
  • Reinforces the remaining tooth through adhesive bonding
  • Ideal for small to medium cavities and minor repairs

Limitations

  • Less durable than an onlay (7–15 years vs 15–25+ years)
  • May not withstand heavy biting forces on large cavities in back teeth
  • Composite can chip, wear or stain over time — especially on larger restorations
  • Less precise fit than a lab-made restoration — higher risk of microleakage on large cavities
  • May need replacing more frequently, increasing long-term cost

Transparent Pricing

Cost Comparison

Prices at Dental Clinic London. View our complete fee guide for all treatment pricing.

TreatmentPrice
New Patient ExaminationFull assessment, X-rays & treatment plan£30
Composite Filling — Small (1 surface)Direct — single appointment, 30–45 minutesFrom £185
Composite Filling — Medium (2 surfaces)Two-surface restorationFrom £245
Composite Filling — Large (3+ surfaces)Extensive multi-surface restorationFrom £325
Onlay (Porcelain / Ceramic)Lab-made, custom-fitted — reinforces weakened cuspsFrom £995
Onlay (Gold)Exceptionally durable — 25–30+ years longevityFrom £995
Dental Crown (for comparison)Full-coverage restoration — from zirconia or E.maxFrom £995
Root Canal Treatment (if needed)Front from £695 · Premolar from £795 · Molar from £895From £695

All costs confirmed before treatment begins. 0% finance available on selected treatments, subject to status.

Making Your Decision

Which Option Is Best for You?

The choice between an onlay and a filling depends on the size and location of the cavity and how much healthy tooth structure remains. Here is a general guide — your dentist will confirm the best approach following examination.

Best for Moderate Tooth Damage

Onlay · From £995

If the cavity or damage extends over one or more cusps — or a large old filling is failing and the remaining cusps are weakened — an onlay is the ideal choice. It replaces the damaged portion and reinforces the cusps, providing significantly greater strength and longevity than a filling. This is the go-to option for medium to large cavities on premolars and molars where long-term durability matters.

Best for Small Cavities

Composite Filling · From £185

For small to medium cavities where the cusps are intact and the surrounding tooth is healthy, a direct composite filling is the most appropriate and cost-effective option. It is completed in a single 30–45 minute appointment, bonds directly to the tooth and provides a natural-looking repair. Fillings are ideal for straightforward decay on both front and back teeth.

Best for Long-Term Durability

Onlay · From £995

If longevity is your priority, an onlay is the stronger choice. A porcelain onlay typically lasts 15–25 years, and a gold onlay 25–30 years or more — compared to 7–15 years for a composite filling. For larger restorations on back teeth, the extended lifespan of an onlay often makes it the more cost-effective option over a lifetime, despite the higher upfront cost.

Best for Affordability

Composite Filling · From £185

If upfront cost is a primary consideration, a composite filling is significantly more affordable — starting from £185 compared to £995 for an onlay. For small cavities where a filling provides adequate strength, this is the sensible choice. However, for larger restorations, the shorter lifespan of a filling (and the cost of future replacements) should be factored into the decision. Your dentist will help you weigh up the options. If the tooth later needs stronger protection, a filling can often be replaced with an onlay or a crown.

Contact our team to discuss your options — we are here to help you make the right decision for your tooth.

Common Questions

Frequently Asked Questions

Not Sure Whether You Need an Onlay or a Filling?

Book a new patient examination at Dental Clinic London for just £30. Your dentist will assess the tooth, take X-rays and explain whether a filling, onlay, crown or another restoration is the most appropriate option for your situation. No pressure, no obligation — just clear, honest advice.

Disclaimer

This article is intended for general educational purposes only and does not constitute personalised dental advice. Individual diagnosis and treatment recommendations require a clinical examination by a qualified dental professional. All treatment outcomes vary by patient. Prices shown are starting prices and may vary depending on complexity. Dental Clinic London is registered with the Care Quality Commission (CQC) and the General Dental Council (GDC).